COMMERCIAL REAL ESTATE LOANS

Are you getting ready to grow your business? Whether you’re opening your first official storefront or expanding across state lines, the process can get expensive quickly. That’s where a real estate loan comes in. Rather than struggling to keep your head above water or letting limited financial resources slow your growth, give us a call. 

The real estate your business owns has value. We can use that value to help fund other projects that will help your business grow and thrive.

Real Estate Loans: An Explanation

Real estate loans can function in two different ways. In the first, the loan covers real estate expenses, helping you buy or renovate commercial properties. In the second, you use your existing real estate assets as leverage while funding other projects.

Many companies take advantage of the benefits real estate loans offer. Interest rates vary, and loans can be short or long-term. You can use your business’s existing real estate assets to secure working capital, too.

Get Ready

Are you ready to bring new real estate into your portfolio? Instead of paying for a property upfront, manage the payment in easy installments with Commercial Real Estate lending so you have money on hand for other needs. Our real estate market experts can show you the way.

Renovate

If you’re purchasing a property that you plan to renovate and resell, you’ll benefit from a hard money Commercial Real Estate loan. You’ll get cash quickly so you can make a competitive offer. Then, satisfy the short-term loan with proceeds from the resale of the property.

Refinance

If you’re stuck in a real estate loan with high rates, free up cash by refinancing. Our lenders offer low interest rate loans that can replace your old loan. Paying off the old loan can improve credit and give you more financial freedom.

Real Estate Versus Hard Money Loans
Are you looking to invest in real estate for your business? Maybe you want to renovate a property you already own. Real estate loans can help. You can also refinance existing loans.

On the other hand, hard money loans are a way for you to get the cash you need quickly. They can function as a stopgap measure while you wait for longer-term financing and generally need to be secured using real estate or equipment assets.

When are Real Estate Loans a Bad Fit?
Some industries are more prone to unpredictable revenue streams than others. If your business has variable income, it may be difficult to make regular payments toward a real estate loan. Because defaulting on a loan will harm your business’s credit, you might be better off with other financing options.
What if You’re Having Trouble Repaying Your Loan?
Financial difficulties happen, and lenders understand that. They’re also invested in your success. If you default on your loan, they don’t make money. Most lenders are willing to work out a flexible repayment plan if you’re having issues.
Can You Leverage One Property to Construct Another?
You can. Existing assets like a property you currently own can usually be used as collateral for a loan to help you build a new property.
Will You Need a Down Payment?
In most cases, you will need to provide a down payment. Doing so makes it more likely that you will qualify for a loan in the first place, and it can also result in a lower interest rate.

We’re dedicated to helping your business thrive, which means we will leverage our network of lenders to find the best financing option for you, real estate or otherwise.

ADVANTAGES OF

real estate loans:

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You will benefit from lower interest rates and an easier time qualifying when you can secure a loan.

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There are potential tax advantages that come with real estate financing.

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You can find short or long-term solutions.

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Whatever your budget, real estate loans can generally help you.

Address

11844 Bandera Road, Suite 520
Helotes, TX 78023